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D. Lon has had the pleasure of calling Wilmington home for over 25 years. As a graduate of East Carolina University, and a proud North Carolinian, he has remained dedicated to his hometown, often volunteering his time for area nonprofit organizations, including CCFA. With over 24 years of experience, D. Lon is a seasoned veteran of the mortgage industry. He has a comprehensive understanding of the home buying process, and is often recognized for his outstanding production


D.Lon was prompt in replying to questions or concerns, he was always available and was quick to return phone calls and answer emails, and he took the time to educate and guide us through the process. I highly recommend him to others.


D. Lin and his team made this such a smooth, stress free experience. He and Megan helped me through the entire process which for me was a scary leap of faith. Thank you all. Love my house!

- Laura R.

I felt that D Lon went above and beyond to get our business, working at all hours to respond to our questions. Once he had it, he was incredibly responsive and helpful. I felt like he truly cared about getting us the loan that was in our best interest, and I knew he was working hard to help us find it. I couldn't be happier with our experience.

- Leah P.

Mr. Downing was incredibly helpful throughout this entire process. My wife and I are both small business owners so the underwriting documentation needed was more in depth. D. Lon helped us understand what was needed so that we could get all of the proper documentation together. He was in constant communication which provided us peace of mind when going through this process as we were first time homebuyers. We cannot say enough good things about working with him.

- Andrew H.

D. Lon was personable, friendly and so very helpful. He explained what information was required and why. He took a great interest in the property and in how I was coping with this major decision to relocate to Wilmington. He and Megan Barclay made the whole process of obtaining a loan feel easy. I respect his professionalism, thoroughness and willingness to help. At the last minute, I was out of town and having trouble with finalizing Wind and Hail coverage. He made those arrangements.


Very fast, efficient and professional service!

- Stacy L.

The attention to detail that D.Lon and his team brought to the table was extraordinary. Given the level of background and credit checks that is now required to qualify for a mortgage, it's amazing to me that mortgages actually get done. I'll recommend D.Lon highly to our friends and property owners.

- James B.

I really like to the constant updates on the progress of the application and what was required for additional information. The personal calls and emails made it simple to provide the answers and information on a timely basis.

- Ronald J.

Dlon explained everything and was very patient with me

- Nancy S.

Great communication!

- Peter G.
D.Lon Downing

D.Lon Downing

Mortgage Loan Officer
NMLS ID #: 119212

Office: 910-538-6473

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Contact D.Lon Downing

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