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D. Lon has had the pleasure of calling Wilmington home for over 25 years. As a graduate of East Carolina University, and a proud North Carolinian, he has remained dedicated to his hometown, often volunteering his time for area nonprofit organizations, including CCFA. With over 24 years of experience, D. Lon is a seasoned veteran of the mortgage industry. He has a comprehensive understanding of the home buying process, and is often recognized for his outstanding production



- Thomas R.

D Lon Follow through with everything he told me he would from the very first day. He was a pleasure to work with, and no matter when I contacted him, he always was very quick to get back to me. I really enjoyed working with him, and I will definitely refer him to friends and family.

- Angela E.

Very easy process that met all my expectations.

- Daniel E.

The loan was handled on time without a hitch. That is the most important part of a loan.

- Matthew J.

Our first home buying experience was easy, painless and pleasant thanks to D Lon. There is a lot that goes into your mortgage application and the team at TowneBank Mortgage walked us through every step of the way, explaining everything and helping us learn. D Lon is extremely friendly and his level of service is un-matched, he went above and beyond!

- Dylan M.

Great to work with, very friendly and helpful during an often complicated process. Definitely recommend using them!

- Daniel N.

D Lon was a professional ! At times the process was complicated but he kept us moving forward . Great guy and friend

- Read M.

Thank you for making this process easy


You have a simple, stream-lined process and your team is motivated to make and close a good loan with exceptional customer service. The short time to close was impressive. Thank you!

- John M.

Everything was timely and there were no issues.

- Gordon L.
D.Lon Downing

D.Lon Downing

Mortgage Loan Officer
NMLS ID #: 119212

Office: 910-538-6473

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